Starting Wealth (planning)
S$3.89M
SGD net + USD at 1.35
First Shortfall Year
2031
Expenses exceed income
Depletion
None by 2066
Base case
Expenses 2027
S$50K
Household+health+family
Ending Wealth 2066
S$2.46M
Planning estimate
Adjust Model
S$50,103
1.35
0%
3%
Passive Income vs Expenses (2027–2046)
Blue = SGD income · Green = USD income (converted) · Orange line = expenses
Portfolio Runway — Cumulative Wealth
Capital balance year-by-year · drops when expenses exceed income