⚠ Action required: SupremeHealth B+ due 1 Jun 2026 S$1,587 | TotalCare Metta & Athena due 25 Jun 2026 S$472 + S$474
Monthly Avg Inflow
S$8,146
Bonds + carry scheduled
Monthly Avg Outflow
S$3,718
CIMB loans + insurance
Monthly Avg Net
S$4,428
Before living expenses
Next Bond Coupon
15 Jul 26
StanChart AT1 → S$5,375
Next Insurance Due
1 Jun 26
SupremeHealth B+ → S$1,587
Annual Bond Income
S$81K
7 bonds SGD equiv.
📊 12-Month Scheduled Cashflow (Jun 2026 – May 2027)
Green bars = inflows · Red bars = outflows · Dark line = net · Living expenses NOT included
Inflow Composition (Annual)
SGD equivalent
Outflow Composition (Annual)
CIMB loans + insurance premiums
How to read this page: Each month card below shows your scheduled inflows (bond coupons + LUXE carry) and outflows (CIMB loan payments + insurance premiums due that month). Use this to prepare fund allocation ahead of time. Living expenses go in the Weekly Tracker. To add a new bill or receipt: send a screenshot and it will be captured here.
📅 Month-by-Month Scheduled Cashflows
Jun 2026
Scheduled cashflows
▲ INFLOWS
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
Great SupremeHealth B Plus - Tan Teik Kheong INS
-S$1587
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Great TotalCare - Athena INS
-S$474
Great TotalCare - Metta INS
-S$472
Net (excl. living)S$-2409
Jul 2026
Scheduled cashflows
▲ INFLOWS
Great Eastern Life 5.398% USD AT1 coupon - next expe BOND
S$6884
Standard Chartered 4.30% SGD AT1 coupon - first expe BOND
S$5375
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
Great SupremeHealth P Plus - Athena INS
-S$752
Great SupremeHealth P Plus - Metta INS
-S$686
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$10944
Aug 2026
Scheduled cashflows
▲ INFLOWS
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$123
Sep 2026
Scheduled cashflows
▲ INFLOWS
ESR-REIT 5.75% SGD Perpetual coupon - next expected BOND
S$7188
Lendlease Asia Treasury 3.90% SGD Perpetual coupon - BOND
S$4875
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
NTUC Income INVEST FLEX VANTAGE yearly premium INS
-S$24000
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)S$-11813
Oct 2026
Scheduled cashflows
▲ INFLOWS
MoneyMax Treasure 5.00% SGD Senior Bond coupon - nex BOND
S$6250
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
ElderShield Comprehensive - Tan Teik Kheong INS
-S$418
Net (excl. living)+S$5955
Nov 2026
Scheduled cashflows
▲ INFLOWS
Wee Hur Holdings 4.80% SGD Senior Bond coupon - next BOND
S$6000
Keppel REIT 3.28% Perpetual coupon - next expected i BOND
S$4100
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$10223
Dec 2026
Scheduled cashflows
▲ INFLOWS
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$123
Jan 2027
Scheduled cashflows
▲ INFLOWS
Great Eastern Life 5.398% USD AT1 coupon - expected BOND
S$6884
Standard Chartered 4.30% SGD AT1 coupon - expected i BOND
S$5375
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$12382
Feb 2027
Scheduled cashflows
▲ INFLOWS
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$123
Mar 2027
Scheduled cashflows
▲ INFLOWS
ESR-REIT 5.75% SGD Perpetual coupon - expected inflo BOND
S$7188
Lendlease Asia Treasury 3.90% SGD Perpetual coupon - BOND
S$4875
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$12186
Apr 2027
Scheduled cashflows
▲ INFLOWS
MoneyMax Treasure 5.00% SGD Senior Bond coupon - exp BOND
S$6250
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$6373
May 2027
Scheduled cashflows
▲ INFLOWS
Wee Hur Holdings 4.80% SGD Senior Bond coupon - expe BOND
S$6000
Keppel REIT 3.28% Perpetual coupon - expected inflow BOND
S$4100
LUXE SOLITAIRE monthly benefit INS
S$1368
▼ OUTFLOWS
NTUC Income LIVING yearly premium INS
-S$1298
CIMB Singlife facility loan LOAN
-S$763
CIMB LUXE facility loan LOAN
-S$481
Net (excl. living)+S$8925
Bond Coupon Calendar
| Bond | CCY | Nominal | Coupon | Next Payment | Amount | SGD Equiv |
|---|---|---|---|---|---|---|
| Standard Chartered 4.30% SGD AT1 Perpetual | SGD | 250,000 | 4.30% | 2026-07-15 | SGD 5,375 | S$5,375 |
| Great Eastern Life 5.398% USD AT1 Perpetual | USD | 200,000 | 5.40% | 2026-07-22 | USD 5,398 | S$6,883 |
| ESR-REIT 5.75% SGD Subordinated Perpetual | SGD | 250,000 | 5.75% | 2026-09-20 | SGD 7,188 | S$7,187 |
| Lendlease Asia Treasury 3.90% SGD Perpetual | SGD | 250,000 | 3.90% | 2026-09-30 | SGD 4,875 | S$4,875 |
| MoneyMax Treasure 5.00% SGD Senior Bond 2028 | SGD | 250,000 | 5.00% | 2026-10-30 | SGD 6,250 | S$6,250 |
| Wee Hur Holdings 4.80% SGD Senior Bond 2030 | SGD | 250,000 | 4.80% | 2026-11-04 | SGD 6,000 | S$6,000 |
| Keppel REIT 3.28% Perpetual | SGD | 250,000 | 3.28% | 2026-11-27 | SGD 4,100 | S$4,100 |