Purpose: This page is written for trusted family members — Metta and Athena. It tells you what exists, where to look, who to contact, and what not to overlook if Prof Dr Tan becomes unavailable or passes unexpectedly.
⚠ Critical first rule: Do not surrender, terminate, cancel, or transfer any policy, account, or investment without first obtaining independent professional advice. Premature surrenders can destroy significant accumulated value.
Immediate actions
- Do not cancel or surrender any policy without professional review.
- Check the Transactions page for any premiums due within 30 days — pay these first to avoid lapse.
- Locate official login credentials from the secure password manager or physical estate folder.
- Contact institutions using official channels only — phone numbers from official websites, not from any message or document.
- Review the Cash Flow page for all ongoing loan payments (CIMB/Singlife, CIMB/LUXE) — these must continue to avoid forced liquidation.
- Notify Great Eastern, NTUC Income, and Singlife using the official claims/estate notification process.
Key institution map
| Country | Institution | What to check |
|---|---|---|
| Singapore | CPF Board | CPF OA SGD 16,596 · MediSave SGD 76,594 · RA SGD 285,852 |
| Singapore | DBS Bank | SRS/CPFIA SGD 71,334 · Multiplier SGD 24,326 · J-AutosavePlus SGD 19,282 |
| Singapore | CIMB Singapore | FastSaver SGD 6,124 · Two financing facilities (LUXE + Singlife) |
| Singapore | NTUC Income | LUXE SOLITAIRE · INVEST FLEX VANTAGE · GRO RETIRE EASE · LIVING · GRO CAPITAL EASE |
| Singapore | Singlife | Flexi Life Income II (policy 82793277) — CIMB-financed |
| Singapore | Great Eastern | Health premiums for Prof Tan, Metta, Athena — see Insurance page |
| Singapore | POEMS (Phillip Securities) | Bond portfolio SGD ~174K — account 1052959 |
| Malaysia | EPF / KWSP | Akaun 55 MYR 539,930 · Akaun Emas MYR 166,105 |
| Malaysia | Hong Leong Bank | 11 FDs totalling MYR 545,000 · 3 bank accounts MYR 119,783 |
| United States | 401(k) / retirement | US retirement accounts — see United States page |
Financing obligations — must not miss
These loan repayments are linked to insurance policies. Missing payments can trigger forced policy surrender and significant financial loss.
| Loan | Linked policy | Monthly payment | Action if missed |
|---|---|---|---|
| CIMB SA Loan (LUXE SOLITAIRE) | NTUC Income LUXE SOLITAIRE 1813167342 | SGD 481.56 | Contact CIMB and NTUC Income immediately |
| CIMB Loan 475370 (Singlife) | Singlife Flexi Life Income II 82793277 | SGD 763.06 | Contact CIMB and Singlife immediately |
Important caution
This dashboard does not contain full passwords, full NRIC/passport numbers, or full account numbers. Actual credentials and estate documents are kept in a secure offline estate folder and/or password manager. Contact a licensed financial adviser and estate lawyer before making any decisions. Values shown are as at the date indicated and will change over time.